Corporate Governance

Ivan Murias


Ivan has over 20 years of experience in retail and customer service. He has a degree in Business Administration from FEA/USP with specialization in Finance and Retail from George Washington University, Rotman School of Management, and Ashridge Business School.

Cristina Bonafé

Director of Banking and Solutions

Cristina holds a degree in Production Engineering from the Fundação Educacional Inaciana “Padre Sabóia de Medeiros” (FEI), as well as an MBA from the Fundação Getúlio Vargas (FGV). She has over 20 years of experience at Itaú bank, where she has worked in all different segments, including most recently in Cards; as a result, she possesses a holistic understanding of the business.

Ilson Bressan

Director of ID and Marketing

Ilson holds a degree in Foreign Trade from the Universidade do Vale do Rio dos Sinos (Unisinos), in the state of Rio Grande do Sul, and an MBA in Marketing from the Escola Superior de Propaganda e Marketing (ESPM). He brings with him over 20 years of experience, including at tech companies, plus other experience from the offline world, in the segments of retail, pharmaceuticals, food, and government.

Daniela Belisario

CHRO – Human Resources Director

Daniela holds a Bachelor’s degree in Business Administration, with a specialization in Business Management at FGV (Fundação Getúlio Vargas), and a certification in Leading Change and Organizational Renewal from Stanford University. Specialized in culture development, Daniela has more than 20 years of experience in both banking industry and technological companies.

Heloisa Sirota

CCO – Compliance, Risk and ESG Director

Heloisa graduated with a degree in Law from USP- Universidade de São Paulo (Brazil), with specialization in criminal law and criminal procedure from Fadisp (Brazil) and with a certification in Advanced Compliance certified by CISI. She has more than 20 years of experience, 10 of which have been focused on compliance.

Rafael Sbampato

Chief Officer of Technology and New Business

Rafael has over 15 years of experience in Private Equity, Distribution Channels, Direct Sales, CRM, AI, and Digital Innovation, and has worked at large companies such as the Boticário group. He is the Chief Officer of Technology, New Business and Corporate Venture Capital at Valid, a leading Brazilian IDtech in document issuance.

Salvador Cabrera

COO – Mobile Solutions

With more than two decades of experience in the smart card market, Salvador started his career at Valid in 2010 and has accumulated significant results as commercial director. Today, he is responsible for expanding Valid’s presence in Telecommunication markets with great business opportunities worldwide, such as eSIM, Subscription Management, integrated secure elements, and so on. Salvador graduated in Electronic Engineering from the National Autonomous University of Mexico and with an MBA from COPPEAD-UFRJ.