Articles

|Articles

What the Equifax and FICO Partnership Means for the Future of Finance

What the Equifax and FICO Partnership Means for the Future of Finance by Martin Kurpiel, Senior Vice President of Technology Solutions & IT June 12, 2019 Credit giants Equifax and FICO have joined forces in a move that has both companies getting into the alternative data market. The two companies announced in late March they would be pooling their collective consumer Read more

20/06/2019
data
equifax
fico
finance
valid

2019-06-20T16:02:26+01:0020/06/2019|Tags: , , , , |

What the Win-Win Partnership Between Apple and Goldman Sachs Means for Payments

Written By Alberto Hernandez - Chief Operating Officer at Valid Apple is ready to get even closer to your wallet, and it has a recognizable partner to help win a permanent spot. Joining forces with a finance giant like Goldman Sachs is part of Apple’s latest effort to revolutionize an established industry — but the partnership is mutually beneficial. Read more

05/06/2019
apple
goldmansachs
payments
valid

2019-06-05T15:42:54+01:0005/06/2019|Tags: , , , |

Community banks are losing the payment tech battle

By Alberto Hernandez - Chief Operating Officer at Valid Community banks are enjoying some of the most fertile economic conditions for growth. A combination of low interest rates, a roaring economy and loosened regulations in recent years have come together to create optimal conditions for all banking institutions to thrive. Yet despite this opportunity, community banks are slipping compared Read more

04/06/2019
communitybanks
payments
technology
valid

2019-06-04T20:34:20+01:0004/06/2019|Tags: , , , |

How 5G could neutralize Net Neutrality

Just over a year ago, the US Congress repealed the FCC's Net Neutrality ruling - a ruling that made it illegal for mobile and internet providers to charge more for access to certain sites or platform. While Congress is gearing up for another fight, this time to reinstate Net Neutrality, one expert says it may no longer be needed. Read more

31/05/2019
Net neutrality
valid

2019-05-31T16:01:04+01:0031/05/2019|Tags: , |

Technology: Solving Yesterday’s Problems

Technology:  Solving Yesterday’s Problems From wildfires, earthquakes, industrial and underground accidents, to reckless drivers, shoplifting, and pickpockets. By: Franco Zaro, Director of Business Development & Sales Support 5G is around the corner and LTE already took place long time ago; but what does it mean for a farmer, miner, storeowner, or someone using public transportation?     Cellphones during 2G and Read more

28/05/2019
5G
valid

2019-05-28T20:36:39+01:0028/05/2019|Tags: , |

Marketing Testing 1 – 2 – 3

By: Brenda McGowan, Client Development Director, Data Solutions Valid recently had the opportunity to sponsor CohereOne’s “2019 Catalog and Integrated Marketing Summit” held in Philadelphia, PA, USA. During one of the conference presentations, Travis Seaton - SVP Strategic Services and Brandan Slattery from CohereOne shared several interesting case study results to bring back to our marketing teams. Laying the Read more

13/05/2019
marketing testing
testing
valid

2019-05-15T19:28:47+01:0013/05/2019|Tags: , , |

How Insurance is Changing in the Age of Data

Using location data provides many opportunities for insurers. Customers are becoming more receptive to the idea of sharing their data in order to benefit from financial products and services. What does this mean for insurance companies? Almost six in ten consumers are open to sharing location data and lifestyle information in exchange for decreased pricing in financial products and Read more

24/04/2019
customer data
hyper-location
location data
valid

2019-04-24T20:48:13+01:0024/04/2019|Tags: , , , |

Biometric Identification in Healthcare Doesn’t Replace Data Security Best Practices

By: Michael Fox – Chief Commercial Officer, Identity Solutions  While no system is foolproof, biometrics are vastly more accurate and secure ways to identify patients because they measure a physical trait (something you are) rather than a piece of knowledge (something you know e.g., passwords, ssn, PIN). Cases of mistaken identity can have devastating consequences in healthcare. A newborn Read more

18/04/2019
biometrics
data
data security
Healthcare
valid

2019-04-18T20:12:58+01:0018/04/2019|Tags: , , , , |

Idealliance Certifies Valid as G7® Experts

Valid is dedicated to the professional development of our employees in the USA and abroad. Through continued education, we ensure the commitment to our clients worldwide by reducing costs, speeding product to the marketplace, maintaining our client’s brand image, exceeding print production requirements, and delivering consistency and quality. G7® certification is the most recognized international specification for color management. Read more

16/04/2019
color management
EFI Connect
G7
G7 Certification
Idealliance
print production
valid

5 Ways to Avoid Sabotaging Your Digital Marketing

By Brenda McGowan – Client Development Director, Data Solutions I recently attended a large, B2B conference and was delighted to find several educational tracks that focused on various facets of marketing. As digital marketing continues to escalate, I wanted to find some useful takeaways our clients may find helpful, or at least serve as a reminders while navigating the Read more

27/03/2019
digital marketing
end-to-end data
lead generation
marketing
marketing channels
marketing goals
valid

Latin America: The Materialization of 5G Over the Next Decade

By: Leonel Cuevas - Solution Sales LATAM The GSMA Mobile 360 Series - Latin America was held in Buenos Aires at the start of December, and Valid took part along with other companies and players from the industry. Through different presentations and panels, the industry's primary challenges looking to the future were addressed, and the 5G network was one of Read more

06/03/2019
5G
GSMA
GSMA Mobile 360 Series
valid

2019-03-06T20:10:20+01:0006/03/2019|Tags: , , , |

The Blockchain of Everything

By: Franco Zaro - Director of Business Development and Sales Support As a good Chilean, I’m a huge fan of football (soccer in American) and I remember the 2014 World Cup in Brazil, it was the year of the Selfie. During Russia’s World Cup in 2018, it was the year of streaming which allowed us to be connected in Read more

18/02/2019
agriculture
blockchain
cryptocurrency
finance
Internet of Things
IoT
mining
transportation
valid

Key Takeaways from Homeland Security Week (USA)

By: David Lytle, Client Development Director – Data Solutions & Rick Harbour, CEO of VSGI David Lytle, Client Development Director – Data Solutions and Rick Harbour, CEO of VSGI attended Homeland Security Week on October 22-24, 2018 in Washington D.C., USA which brought together top homeland security leaders from government, industry and academia to discuss current challenges and future Read more

19/12/2018
artificial intelligence
business data
Data Enrichment
data quality
demographic data
email data
file preprocessing services
government data
homeland security week
Machine Learning
master data management
valid

Application of RFID, a Case Study

By: Rafael Franco - Tracking Solutions Engineer RFID technology has been described in previous articles; this time, the intention is to provide a case study on the applicability of this technology. There is a wide range of uses for RFID and while it can be found in all different applications, its most common use is for remotely identifying and accounting Read more

11/12/2018
barcode
inventory management
IoT
retail tracking
RFID
RFID tags
tracking
valid

2018-12-11T20:00:29+01:0011/12/2018|Tags: , , , , , , , |

CA Prop 65 Tricks and Traps

By: Emilija Rasinskaite and Chris Mermigas - USA Legal Team New changes to California’s Safe Drinking Water and Toxic Enforcement Act of 1986, more commonly referred to as “Proposition 65” or “Prop 65,” has had a ripple effect from retail sellers all the way back to manufacturers and component suppliers such as Valid. Valid, like other manufacturers and suppliers, Read more

30/11/2018
CA Prop 65
Prop 65
Proposition 65
valid

2018-12-04T09:46:26+01:0030/11/2018|Tags: , , , |

Phishing: Constant Vigilance

By: Chris Mermigas, Senior Corporate Counsel, USA Region  Valid’s different business offerings focus on the secure side of innovation whether it be protecting the identity on a credit card or driver’s license or protecting our clients’ confidential information. In this digital age, a thief is no longer dropping in from the ventilation system to steal files from computers. The thief Read more

21/11/2018
cyber security
cyber-criminal
email
Phishing
phishing emails
valid

2018-11-21T16:22:32+01:0021/11/2018|Tags: , , , , , |

Interoperability and the Digital Payment Ecosystem

By: Franco Zaro, Solutions Manager On October 20-24, Valid sponsored and participated in Money20/20 USA in Las Vegas, NV; one of the most prominent global events related to mobile financial solutions. We were impressed to see the rapid growth of this dynamic industry which was reflected in this multidisciplinary event. Every day we have begun to see more and Read more

15/11/2018
digital payment
interoperability
MBaaS
mobile banking
Money20/20
peer-to-peer transactions
valid
Valid Secure Services Hub
virtual credit card
VSSH

The Business Environment and Risk Scenario

By: Luiz Cláudio Borges - Supervisor, Management Systems & Risks and IT Governance The word “risk” has its origins in Old Italian - it derives from the word “risicare,” which means “to dare.” Since the dawn of time, humanity has been forced to learn that being daring is the best way to overcome obstacles. Little by little, taking risks in Read more

06/11/2018
analysis model
business environment
management system standards
risk intelligence
risk scenario
valid

The Importance of Internal Customer Service

By: Tracey Campagna - Customer Service Representative, USA Region If an employee can think of their colleagues as internal customers, the work they do and the attitude with which they do it, would change dramatically. Everyone works for the customer, but a large number of employees don’t ever communicate directly with them. Production employees, maintenance, IT, team leaders and many Read more

28/09/2018
internal customer service
organizational culture
valid

2018-09-28T16:40:32+01:0028/09/2018|Tags: , , |

User Experience: at the Heart of Digital Banking

By: Leonel Cuevas - Solution Sales, LATAM Region The financial industry, as with many others, is being transformed by technology. To keep up with this transformation, banks are being forced to change their business model and the way they relate to their clients. Since it is currently possible to open and close an account with just a few clicks, Read more

26/09/2018
digital banking
digital payments
modularity
multiple channels
security
user experience
valid
Valid Secure Services Hub
VSSH

Sustainable and Secure Production

By: Willians Jander de Souza, Project Analyst With an increasingly competitive market, what sets a company apart is the experience their solution provides, and the quality of their products. But many companies are cautious about innovating their products. The production of plastic cards has evolved along with the demands of the payment methods market, and Valid offers a broad portfolio Read more

19/09/2018
recycled plastic cards
Recycled PVC
secure cards
sustainable card production
valid

Technological Innovation

By: Leonardo de Oliveira da Silva - DBA I To do new things, to develop something out of the ordinary, to change customs and practices, means to innovate. And when we decide to face situations from a different perspective, specifically in terms of the globalized world, to address a certain problem, we are talking about technological innovation. There are Read more

14/09/2018
globalization
innovation
technological innovation
valid

2018-09-14T16:38:08+01:0014/09/2018|Tags: , , , |

So…Is it RFID or Tracking?

By: Ricardo Malizia - Manager of Tracking Solutions Ready? Let’s go! RFID means Radio Frequency IDentification, which is an automatic method for remotely accessing data through electromagnetic waves. These waves generate an electrical current when captured by an antenna, which then directs this current to a chip, which is energized, enabling it to communicate data recorded in its memory. Read more

11/09/2018
Data Matrix
IoT
QR code
Radio Frequency Identification
RFID
RFID Tag
Smart Tag
tracking
valid

VSPS GLOBAL PERSONALIZATION SOLUTION – PRESENCE IN NEW MARKETS

Since 2013, Valid has chosen to invest in technology, developing our own Smart Card personalization system capable of writing and testing all of our cards produced in factories. This personalization platform, called VSPS (Valid Smart Perso Solution), has grown over the years, gaining new functionalities and components to meet demands and new market specifications that constantly arise in the Read more

24/08/2018
Dual-Interface
EMV
Smart Card
valid
Valid Smart Perso Solution
VSPS

2018-08-24T16:15:43+01:0024/08/2018|Tags: , , , , , |

GDPR Compliance Part 2: The Data Protection Revolution Continues to Spread

By: Chris Mermigas – Senior Corporate Counsel, USA Region The EU’s General Data Protection Regulation (“GDPR”) began enforcement on May 25, 2018, and has caused waves throughout the globe. Establishing rights and protections for the personal data of citizens of the EU, the GDPR applies to anyone who handles or possesses personal data of EU citizens or otherwise monitors Read more

21/08/2018
California Consumer Protection Act
CCPA
data
Data Protection
GDPR
valid

How to Improve a Good Thing…Key Takeaways from an Industry-Leading Chief Marketing Officer

By Brenda McGowan, Client Development Director – Data Solutions, USA Region Last month, I had the pleasure of attending a regional American Marketing Association event. While in attendance, I found myself quickly jotting down notes, thinking these are “too good not to share”! One of the featured speakers, a leading Chief Marketing Officer (CMO) and industry veteran of a Read more

15/08/2018
Chief Marketing Officer
CMO
data
engagement
metrics
valid

2018-08-15T22:34:42+01:0015/08/2018|Tags: , , , , , |

IoT – A New Concept

By: Rogério Loureiro, Manager - Digital The term “IoT” is all the rage in the world of IT. I’ve seen many posts and articles in various media covering the fact that, like many other trends, the IoT is becoming more and more common in our daily lives. The first use of the term “IoT” has been attributed to MIT researcher Read more

07/08/2018
big data
cloud computing
Internet of Things
IoT
M2M
Programmable Logic Controllers
valid

Valid has been Accredited by GSMA for Subscription Management

Accredited by GSMA for Subscription Management Valid has been named an accredited supplier for the GSMA Association for Subscription Management (SAS-SM), for the data center located in the Madrid manufacturing plant. This SAS-SM certification is requested as the necessary security grade by the Mobile Network Operators worldwide, willing to delegate their subscription management services to a third-party Read more

25/07/2018
GSMA
Subscription Management
valid

2018-07-25T23:25:44+01:0025/07/2018|Tags: , , |

Geo-Fencing Vs Geo-Framing…There is a new kid in town!

By:  Brenda McGowan - Data Solutions, USA Region Geo-Fencing vs. Geo-Framing As digital display advertising is continuing to gain momentum with marketers as a more “cost effective” means to reach customers and prospects than traditional methods, it’s good know the differences in approach and how new technologies may improve your Ad Spend! Not all “GEO” technologies are the Read more

23/07/2018
geo-fencing
geo-framing
valid

2018-07-24T15:38:54+01:0023/07/2018|Tags: , , |

Single SIM Card Functionality: 3 Ways You Can Face the Most Common Mobility IoT Challenges

By:  Franco Zaro, Nicolas Quiroga, Rolando Hernandez - Mobile Solutions, USA Region The exponential growth of IoT (Internet of Things) is closely related to how technology has addressed many unanswered questions regarding security, reliability and user-friendly solutions. Along with these three “must have” elements, IoT technology evolves with mobility, transforming it into the arrowhead of the Digital Revolution. A Read more

19/07/2018
eUICC
IoT
M2M
Multi-IMSI
valid

2018-07-19T23:00:48+01:0019/07/2018|Tags: , , , , |

Facial Biometrics: The New Face of Secure Identification

Facial biometrics are a giant leap ahead of fingerprinting biometrics. First developed in the 1960s, the technology has become more accessible to the mass market, for both law enforcement and private consumers. Studies show facial biometrics will be the future of secure identification. Even though it is still an emerging technology, the industry is set to hit $7.76 billion Read more

10/07/2018
biometric data
facial biometrics
facial recognition
liveliness detection
valid

Disaster Recovery Best Practices for Credential Issuance

By: Chuck Wilson, Content Proposal Manager - Identity Solutions, USA Region Most, if not all, Driver’s License/ID card contracts include provisions for Disaster Recovery (DR) by specifying backup production facilities to ensure a timely response to demand in the face of interruptions at the primary production facilities. Experience has shown most secondary DR facilities that are only operated in the Read more

28/06/2018
credential issuance
disaster recovery
disaster recovery best practices
DR Best Practices
valid

Overcoming the Five Dysfunctions of a Team: How Valid Creates a Results-Oriented Organizational Culture

By Anne Markle - Vice President of Manufacturing, USA Region From new solutions to new global locations, Valid is continuously adapting and evolving to meet the ever-changing needs of our clients and the world around us. With our continued growth and success, our leadership team has grown and changed as well. In an ever-evolving technological climate, it is more Read more

21/06/2018
5 dysfunctions of a team
accountability
commitment
leadership
results
trust
valid

The Top 5 Best Practices For A Municipal Services Card Program

By Chuck Wilson, Content Proposal Manager - Identity Solutions, USA Region While the debate about necessity and validity of municipal identity credentials is becoming a polarizing political issue, there is an unmet civil need for access to services offered by local municipalities. Regardless with which side of the political divide one may associate, there is no denying that a non- Read more

08/05/2018
best practices
ID cards
identification
Municipal Identification Card
municipal services
municipal services card program
valid

eSIM Technology: Creating A Fully Connected World

Connected Living, IoT, and Connected Things are terms that may not sound familiar to the everyday consumer but are already a reality for many. Since 2014, the addition of SIM cards in some high-end cars gave the added value of connectivity. However, this technology that was originally an "extra" feature will become mandatory in a few months. According to Read more

08/06/2018
eSIM
eSIM technology
eUICC
GlobalPlatform
GSMA
IoT
M2M
SIMalliance
valid

2018-06-19T16:41:13+01:0008/06/2018|Tags: , , , , , , , , |

Artificial Intelligence at the Helm

They analyze behavior, learn from errors, draw conclusions, and make decisions. I’m talking about machines, more connected than ever, with big data solutions and deep learning algorithms. There’s a revolution afoot in marketing and in business. Smart cars, factories, and houses are currently the most popular markets. But the disruptive capacity of Artificial Intelligence is also moving into other Read more

18/05/2018
AI
artificial intelligence
eUICC
M2M
valid

2018-06-19T19:43:58+01:0018/05/2018|Tags: , , , , |

Valid Presents Success Case at the MVNOs World Congress

Valid is in attendance at the MVNOs World Congress 2018 opening the eSIM Connect panel sharing our seamless global LTE connectivity success case in the broadcasting industry. Jose Manuel Castro, Valid's Vice President of Strategic Business Development, and Carel Begeer, Business Developer from Skymond, take to the stage to present the success case that enables broadcasters to focus on Read more

24/04/2018
eSIM
IoT
LTE Connectivity
MVNOs World Congress
Success Case
valid

2018-06-19T19:42:51+01:0024/04/2018|Tags: , , , , , |

Beyond the Seal: Valid Contributes Towards Improvement of Tracking Process for Water in Brazil

For the Treasury Office, health inspection departments, and authorized water bottling companies, the seal serves as an instrument for tracking the origin of natural mineral water and electrolyte-enhanced water in Brazil. The aim is to fight illegal bottling of mineral water and to guarantee the quality of the product purchased by the consumer. Other significant outcomes of this project Read more

06/06/2018
certification seal
track & trace
valid
water bottle seal
water in brazil
water seal tracking

Being Customer Centric, Being Efficient, and Taking Care of People is the Name of “The Game” at Valid

By Anne Markle, Vice President of Manufacturing, USA Region What game are you playing? Well, at Valid “The Game” means following our three key pillars every day in everything we do. These three pillars are: Being Customer Centric, Being Efficient and Taking Care of People. So, let’s take a bit of time to explore each of these pillars and Read more

21/05/2018
Being Efficient
Care of People
Customer Centric
The Game
valid

2018-06-19T19:46:20+01:0021/05/2018|Tags: , , , , |

2018 USPS® Move Update Standard Changes: Are You and Your Data Prepared?

By Roger Holmes, Technical Lead - Processing Services, US Region Are you aware of a change to the USPS® method for verifying address quality that will create a big impact on Mail Service Providers and their customers? What is the Move Update Standard? Starting in April 2018, the USPS will send monthly invoices to Mail Service Providers (MSP) who Read more

17/04/2018
Move Update Standard
USPS
USPS Move Update
valid

2018-06-19T19:48:34+01:0017/04/2018|Tags: , , , |

GDPR Compliance: Is Your Organization Ready?

By Chris Mermigas, Senior Corporate Counsel, US Region The General Data Protection Regulation (“GDPR”) will soon be enforced. But how many employees, or executive members of your organization know what the GDPR is and why they should care about it? Is it IT’s problem? Is it Legal’s problem? Is it Sales’ problem? Whose problem is it? With the enforcement date Read more

09/04/2018
GDPR
GDPR Compliance
General Data Protection Regulation

2018-06-19T19:49:48+01:0009/04/2018|Tags: , , |

Understanding Blockchain Technology within an Evolving Identity Ecosystem

By Chuck Wilson, Content Proposal Manager - Identity Solutions In our globalized economy with people who travel, work and recreate in diverse areas, a widespread, digital identity system has become an internationally shared goal. A number of firms are focused on Blockchain technology as enablers for parties independent of each other to rely on the same, shared, secure, and Read more

23/05/2018
blockchain
identity ecosystem
identity solutions
valid

2018-06-19T19:51:16+01:0023/05/2018|Tags: , , , |

Top 5 Best Practices for a USA Municipal Services Card Program

By Chuck Wilson, Content Proposal Manager - Identity Solutions, USA Region While the debate about necessity and validity of municipal identity credentials is becoming a polarizing political issue, there is an unmet civil need for access to services offered by local municipalities. Regardless with which side of the political divide one may associate, there is no denying that a Read more

07/05/2018
card program
identity solutions
municipal services
municipal services card program
valid

A new reality for payments

Wearables are moving towards the masses. After a few years of being restricted to the early adopters (consumers who like to try out new technologies, and hence who are great allies in the innovation process), the launch of the devices has generated lessons learned for the financial market, which is now investing in their use on a larger scale.

2017-12-13T09:59:59+01:0014/03/2017|Tags: , , , |

CHECKLIST FOR A GOOD IoT STRATEGY

The Internet of Things, which falls under the Machine to Machine (M2M) market, offers innumerable business development opportunities. It’s something similar to what happened with the emergence of the Internet, or maybe even bigger. According to the Gartner research institute, it is estimated that this year, 8.4 billion things will be connected and in use around the world.

2017-12-13T10:40:32+01:0011/04/2017|Tags: , , , , |

BLOCKCHAIN AND ITS POWER TO REVOLUTIONIZE THE WORLD ECONOMY

If you haven’t yet gotten to know Blockchain, you should start. It’s a distributed, open-code database that uses next-generation encryption, and it will facilitate recording and tracking of all online transactions. Data is encrypted, using private keys with a guarantee of a chronologically ordered record, similar to digital certification, but without intermediaries.

2018-04-06T16:12:45+01:0010/07/2017|Tags: , , |