By 2025, Millennials will represent 75% of the workforce. With this influx comes generational trends such as the Millennial Mobile Banking Revolution. Retailers and financial institutions have no choice but to cater their products and services to this increasingly powerful group as Millennial mobile banking usage has increased 62% within the last year alone. Valid offers a Secure Services Hub (VSSH) solution to address the growing need for a comprehensive, customizable, and secure platform for mobile banking, loyalty programs, social banking, and various payment solutions.